Pre-Owned 2022 Hyundai Santa Cruz SEL
- VIN: 5NTJB4AE6NH022239
- Stock: t61905a
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Details
2022 Hyundai Santa Cruz SEL
VIN: 5NTJB4AE6NH022239STOCK: t61905a
History Report
Basic Info
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Exterior:Sage Gray
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Drivetrain:FWD
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Interior:Black
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Transmission:8-speed automatic
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Engine:4 Cyl, 2.5L
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Fuel Efficiency:21 CITY / 26 HWY
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Mileage:40,134
Key Features
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Android Auto
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Apple CarPlay
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Backup Camera
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Blind Spot Monitor
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Bluetooth
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Collision Avoidance
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Heated Seats
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Interior Accents
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Keyless Entry
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Lane Departure Warning
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Lane keep assist
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Power Seats
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Push Start
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Remote Start
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Satellite Radio Ready
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Side-Impact Air Bags
Description
Vehicle Details
Turn heads and tackle your day with this stylish 2022 Hyundai Santa Cruz SEL, now available in Louisville KY. With 40,134 miles, this versatile sport adventure vehicle delivers the perfect mix of truck capability, SUV comfort, and modern tech. Powered by a responsive 4-cylinder, 2.5L gasoline engine and equipped with FWD, the Hyundai Santa Cruz offers confident everyday driving and a smooth ride whether you are commuting, running errands, or heading out for a weekend escape.
Inside, you will find a comfortable cabin designed to make every trip better. Heated seats add welcome warmth on chilly mornings, while remote start helps you get going with ease. The back-up camera provides extra confidence when parking or reversing, and Android Auto keeps your favorite apps, music, maps, and messages close at hand. Collision avoidance technology adds an extra layer of awareness for greater peace of mind on the road.
The 2022 Hyundai Santa Cruz SEL stands out with bold styling, practical utility, and smart features that fit your lifestyle. If you are searching for a pre-owned Hyundai Santa Cruz in Louisville KY, this one deserves a close look. With its sharp design, useful technology, and comfortable interior, this Hyundai Santa Cruz is ready for work, play, and everything in between. Don't miss your chance to make it yours today.
Equipment
with XM/Sirus Satellite Radio you are no longer restricted by poor quality local radio stations while driving the Hyundai Santa Cruz. Anywhere on the planet, you will have hundreds of digital stations to choose from. The vehicle utilizes collision avoidance to enhance safety by automatically detecting and evading potential accidents. This vehicle comes equipped with Android Auto for seamless smartphone integration on the road. It offers Apple CarPlay for seamless connectivity. It features a hands-free Bluetooth phone system. The satellite radio system in this vehicle gives you access to hundreds of nation-wide radio stations with a clear digital signal. Enjoy the heated seats in this model you will never buy a vehicle without them. Everyone loves the comfort of having a warm seat on those cold winter days. See what's behind you with the back up camera on this Hyundai Santa Cruz. Start the vehicle from inside with remote start.Anti-lock brakes are standard on this model. Light weight alloy wheels on this small pickup are the perfect compliment to a stylish body. This unit offers Android Auto for seamless smartphone integration. This vehicle offers Apple CarPlay for seamless connectivity. The high efficiency automatic transmission shifts smoothly and allows you to relax while driving. See what's behind you with the back up camera on this model. Set the temperature exactly where you are most comfortable in it. The fan speed and temperature will automatically adjust to maintain your preferred zone climate. This 2022 Hyundai Santa Cruz utilizes collision avoidance to enhance safety by automatically detecting and evading potential accidents. This 2022 Hyundai Santa Cruz features cruise control for long trips. The Electronic Stability Control will keep you on your intended path. The vehicle has a 4 Cyl, 2.5L high output engine. Front and rear side curtain airbags are included on this 2022 Hyundai Santa Cruz . This 2022 Hyundai Santa Cruz is equipped with front air bags. The vehicle is equipped with front side curtain airbags. This model is front wheel drive. Enjoy the tried and true gasoline engine in the vehicle. It emanates grace with its stylish gray exterior. Bluetooth technology is built into this unit, keeping your hands on the steering wheel and your focus on the road. Enjoy the heated seats in this model you will never buy a vehicle without them. Everyone loves the comfort of having a warm seat on those cold winter days. With the keyless entry system on the Hyundai Santa Cruz you can pop the trunk without dropping your bags from the store. Help alleviate lower back pain with the driver seat lumbar support in the Hyundai Santa Cruz. This Hyundai Santa Cruz comes with power adjustable seat to get your seat just right for you. Power seats are a must! Start this small pickup from inside with remote start. The satellite radio system in this vehicle gives you access to hundreds of nation-wide radio stations with a clear digital signal. Zip through town. Park easily, but still have the ability to haul items and head out into the backcountry. The vehicle has an adjustable telescoping wheel that allows you to achieve a perfect fit for your driving comfort. The traction control system on the vehicle instantly senses tire slippage and executes minute power adjustments to maintain traction at all speeds. with XM/Sirus Satellite Radio you are no longer restricted by poor quality local radio stations while driving this unit. Anywhere on the planet, you will have hundreds of digital stations to choose from.
Packages
Option Group 01. Sage Gray. Carpeted Floor Mats. Mudguards. Envelop Cargo Net. First Aid Kit. **Equipment listed is based on original vehicle build and subject to change. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.**Option Group 01 Sage Gray Carpeted Floor Mats Mudguards Envelop Cargo Net First Aid Kit **Equipment listed is based on original vehicle build and subject to change. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.**
Turn heads and tackle your day with this stylish 2022 Hyundai Santa Cruz SEL, now available in Louisville KY. With 40,134 miles, this versatile sport adventure vehicle delivers the perfect mix of truck capability, SUV comfort, and modern tech. Powered by a responsive 4-cylinder, 2.5L gasoline engine and equipped with FWD, the Hyundai Santa Cruz offers confident everyday driving and a smooth ride whether you are commuting, running errands, or heading out for a weekend escape.
Inside, you will find a comfortable cabin designed to make every trip better. Heated seats add welcome warmth on chilly mornings, while remote start helps you get going with ease. The back-up camera provides extra confidence when parking or reversing, and Android Auto keeps your favorite apps, music, maps, and messages close at hand. Collision avoidance technology adds an extra layer of awareness for greater peace of mind on the road.
The 2022 Hyundai Santa Cruz SEL stands out with bold styling, practical utility, and smart features that fit your lifestyle. If you are searching for a pre-owned Hyundai Santa Cruz in Louisville KY, this one deserves a close look. With its sharp design, useful technology, and comfortable interior, this Hyundai Santa Cruz is ready for work, play, and everything in between. Don't miss your chance to make it yours today.
Equipment
with XM/Sirus Satellite Radio you are no longer restricted by poor quality local radio stations while driving the Hyundai Santa Cruz. Anywhere on the planet, you will have hundreds of digital stations to choose from. The vehicle utilizes collision avoidance to enhance safety by automatically detecting and evading potential accidents. This vehicle comes equipped with Android Auto for seamless smartphone integration on the road. It offers Apple CarPlay for seamless connectivity. It features a hands-free Bluetooth phone system. The satellite radio system in this vehicle gives you access to hundreds of nation-wide radio stations with a clear digital signal. Enjoy the heated seats in this model you will never buy a vehicle without them. Everyone loves the comfort of having a warm seat on those cold winter days. See what's behind you with the back up camera on this Hyundai Santa Cruz. Start the vehicle from inside with remote start.Anti-lock brakes are standard on this model. Light weight alloy wheels on this small pickup are the perfect compliment to a stylish body. This unit offers Android Auto for seamless smartphone integration. This vehicle offers Apple CarPlay for seamless connectivity. The high efficiency automatic transmission shifts smoothly and allows you to relax while driving. See what's behind you with the back up camera on this model. Set the temperature exactly where you are most comfortable in it. The fan speed and temperature will automatically adjust to maintain your preferred zone climate. This 2022 Hyundai Santa Cruz utilizes collision avoidance to enhance safety by automatically detecting and evading potential accidents. This 2022 Hyundai Santa Cruz features cruise control for long trips. The Electronic Stability Control will keep you on your intended path. The vehicle has a 4 Cyl, 2.5L high output engine. Front and rear side curtain airbags are included on this 2022 Hyundai Santa Cruz . This 2022 Hyundai Santa Cruz is equipped with front air bags. The vehicle is equipped with front side curtain airbags. This model is front wheel drive. Enjoy the tried and true gasoline engine in the vehicle. It emanates grace with its stylish gray exterior. Bluetooth technology is built into this unit, keeping your hands on the steering wheel and your focus on the road. Enjoy the heated seats in this model you will never buy a vehicle without them. Everyone loves the comfort of having a warm seat on those cold winter days. With the keyless entry system on the Hyundai Santa Cruz you can pop the trunk without dropping your bags from the store. Help alleviate lower back pain with the driver seat lumbar support in the Hyundai Santa Cruz. This Hyundai Santa Cruz comes with power adjustable seat to get your seat just right for you. Power seats are a must! Start this small pickup from inside with remote start. The satellite radio system in this vehicle gives you access to hundreds of nation-wide radio stations with a clear digital signal. Zip through town. Park easily, but still have the ability to haul items and head out into the backcountry. The vehicle has an adjustable telescoping wheel that allows you to achieve a perfect fit for your driving comfort. The traction control system on the vehicle instantly senses tire slippage and executes minute power adjustments to maintain traction at all speeds. with XM/Sirus Satellite Radio you are no longer restricted by poor quality local radio stations while driving this unit. Anywhere on the planet, you will have hundreds of digital stations to choose from.
Packages
Option Group 01. Sage Gray. Carpeted Floor Mats. Mudguards. Envelop Cargo Net. First Aid Kit. **Equipment listed is based on original vehicle build and subject to change. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.**Option Group 01 Sage Gray Carpeted Floor Mats Mudguards Envelop Cargo Net First Aid Kit **Equipment listed is based on original vehicle build and subject to change. Please confirm the accuracy of the included equipment by calling the dealer prior to purchase.**
Vehicle Details
Exterior
- Wheels: 18" x 7.5J Alloy
- Tires: 245/60R18
- Regular Composite Box Style
- Wheels w/Machined w/Painted Accents Accents
- Steel Spare Wheel
- Compact Spare Tire Stored Underbody w/Crankdown
- Body-Colored Front Bumper
- Black Rear Step Bumper
- Black Bodyside Cladding and Black Wheel Well Trim
- Black Side Windows Trim, Black Front Windshield Trim and Black Rear Window Trim
- Black Door Handles
- Body-Colored Power Heated Side Mirrors w/Manual Folding and Turn Signal Indicator
- Deep Tinted Glass
- Variable Intermittent Wipers
- Fully Galvanized Steel Panels
- Lip Spoiler
- Metal-Look Grille
- Tailgate Rear Cargo Access
- Integrated Storage
- Auto On/Off Projector Beam Halogen Daytime Running Auto High-Beam Headlamps w/Delay-Off
- Cargo Lamp w/High Mount Stop Light
- LED Brakelights
- Headlights-Automatic Highbeams
Interior
- Heated Front Bucket Seats -inc: 8-way power driver's seat w/2-way power lumbar
- Driver Seat
- 4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement
- 60-40 Folding Split-Bench Front Facing Fold-Up Cushion Rear Seat
- Manual Tilt/Telescoping Steering Column
- Front Cupholder
- Rear Cupholder
- Power Fuel Flap Locking Type
- Cruise Control w/Steering Wheel Controls
- Manual Air Conditioning
- HVAC -inc: Underseat Ducts
- Illuminated Glove Box
- Driver Foot Rest
- Interior Trim -inc: Piano Black/Metal-Look Instrument Panel Insert, Piano Black/Metal-Look Door Panel Insert, Piano Black Console Insert and Metal-Look Interior Accents
- Full Cloth Headliner
- Urethane Gear Shifter Material
- Day-Night Rearview Mirror
- Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
- Full Floor Console w/Covered Storage, Mini Overhead Console and 2 12V DC Power Outlets
- Front Map Lights
- Fade-To-Off Interior Lighting
- Full Carpet Floor Covering
- Cab Mounted Cargo Lights
- Blue Link Connected Car Service (3-year complimentary subscription) Tracker System
- Driver And Passenger Door Bins and 2nd Row Underseat Storage
- Delayed Accessory Power
- Driver Information Center
- Redundant Digital Speedometer
- Outside Temp Gauge
- Analog Appearance
- Seats w/Cloth Back Material
- Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints
- Front Center Armrest
- 2 Seatback Storage Pockets
- Perimeter Alarm
- Immobilizer
- 2 12V DC Power Outlets
- Air Filtration
Entertainment
- 6 Speakers
- Streaming Audio
- Integrated Roof Antenna
- 2 LCD Monitors In The Front
- Bluetooth Wireless Phone Connectivity
- Turn-By-Turn Navigation Directions
Mechanical
- Engine: 2.5L GDI MPI DOHC 16-Valve I4 CVVT
- Transmission: 8-Speed Automatic w/SHIFTRONIC -inc: shift-by-cable floor-console mounted transmission lever
- 3.648 Axle Ratio
- GVWR: 5,610 lbs
- Transmission w/Driver Selectable Mode and Oil Cooler
- Front-Wheel Drive
- Battery w/Run Down Protection
- 150 Amp Alternator
- Towing Equipment -inc: Trailer Sway Control
- 1885# Maximum Payload
- Gas-Pressurized Shock Absorbers
- Rear Auto-Leveling Suspension
- Front And Rear Anti-Roll Bars
- Electric Power-Assist Speed-Sensing Steering
- 17.7 Gal. Fuel Tank
- Single Stainless Steel Exhaust
- Strut Front Suspension w/Coil Springs
- Multi-Link Rear Suspension w/Coil Springs
- 4-Wheel Disc Brakes w/4-Wheel ABS, Front Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake
Safety
- Lane Following Assist (LFA)
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Collision Mitigation-Front
- Driver Monitoring-Alert
- Blind-Spot Collision-Avoidance Assist (BCA) Blind Spot
- Forward Collision-Avoidance Assist (fca) w/Pedestrian and Cyclist & Junction-Turning Detection
- Rear Cross-Traffic Collision-Avoidance Assist (RCCA)
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Rear Child Safety Locks
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Restricted Driving Mode/Alerts
- Back-Up Camera
Tech Specs
- Vehicle Name: Hyundai Santa Cruz
- Body Style: Crew Cab
- Body Code: T
- Drivetrain: Front Wheel Drive
- Passenger Capacity: 5
- Base Curb Weight: 3725
- Gross Vehicle Weight Rating Cap: 5610
- Fuel Economy Est-Combined: 23
- EPA Fuel Economy Est - City: 21
- EPA Fuel Economy Est - Hwy: 26
- Dead Weight Hitch - Max Trailer Wt.: 5000
- Dead Weight Hitch - Max Tongue Wt.: 500
- Wt Distributing Hitch - Max Trailer Wt.: 5000
- Wt Distributing Hitch - Max Tongue Wt.: 500
- Maximum Trailering Capacity: 5000
- Engine Order Code:
- Engine Type: Regular Unleaded I-4
- Displacement: 2.5 L/152
- Fuel System: Port/Direct Injection
- SAE Net Horsepower @ RPM: 191 @ 6100
- SAE Net Torque @ RPM: 181 @ 4000
- Trans Order Code:
- Trans Type: 8
- Trans Description Cont.: Automatic w/OD
- Trans Description Cont. Again:
- First Gear Ratio (:1): 4.72
- Second Gear Ratio (:1): 2.91
- Third Gear Ratio (:1): 1.86
- Fourth Gear Ratio (:1): 1.42
- Fifth Gear Ratio (:1): 1.22
- Sixth Gear Ratio (:1): 1.00
- Reverse Ratio (:1): 3.24
- Trans PTO Access: No
- Transfer Case Model: None
- Transfer Case Power Take Off: No
- Tons/yr of CO2 Emissions @ 15K mi/year: 7.7
- Maximum Alternator Capacity (amps): 150
- Engine Oil Cooler: None
- Suspension Type - Front: Strut
- Suspension Type - Rear: Multi-Link
- Axle Type - Front: Independent
- Axle Type - Rear: Independent
- Axle Ratio (:1) - Front: 3.65
- Axle Ratio (:1) - Rear: 3.65
- Front Tire Order Code:
- Rear Tire Order Code:
- Spare Tire Order Code:
- Front Tire Size: P245/60HR18
- Rear Tire Size: P245/60HR18
- Spare Tire Size: Compact
- Front Wheel Size: 18 X 7.5
- Rear Wheel Size: 18 X 7.5
- Spare Wheel Size: Compact
- Front Wheel Material: Aluminum
- Rear Wheel Material: Aluminum
- Spare Wheel Material: Steel
- Steering Type: Rack-Pinion
- Turning Diameter - Curb to Curb: 39.6
- Brake Type: 4-Wheel Disc
- Brake ABS System: 4-Wheel
- Brake ABS System (Second Line): 4-Wheel
- Disc - Front (Yes or ): Yes
- Disc - Rear (Yes or ): Yes
- Front Brake Rotor Diam x Thickness: 12.8
- Rear Brake Rotor Diam x Thickness: 12.8
- Drum - Rear (Yes or ):
- Rear Drum Diam x Width:
- Fuel Tank Capacity, Approx: 17.7
- Front Head Room: 40.7
- Front Leg Room: 41.4
- Front Shoulder Room: 57.6
- Front Hip Room: 54.5
- Second Head Room: 40.1
- Second Leg Room: 36.5
- Second Shoulder Room: 56.1
- Second Hip Room: 53.5
- Wheelbase: 118.3
- Length, Overall: 195.7
- Width, Max w/o mirrors: 75
- Height, Overall: 66.7
- Ground to Top of Load Floor: 31.6
- Ground Clearance, Front: 8.6
- Ground Clearance, Rear: 8.6
- Cargo Box Length @ Floor: 48.4
- Cargo Box Width @ Top, Rear: 53.9
- Cargo Box Width @ Floor: 53.9
- Cargo Box Width @ Wheelhousings: 42.7
- Cargo Box (Area) Height: 19.2
- Cargo Volume: 27
- Seventh Gear Ratio (:1): 0.79
- Eighth Gear Ratio (:1): 0.64
- Model Group: Santa Cruz
- Vehicle Segment: Small Pick-up
- Vehicle Type: Crew Cab
- Body Cab Style: Crew Cab
- Bed Style: regular composite
- Engine Displacement Units: 2.5
- Engine Camshaft: DOHC
- Engine Block Type: aluminum
- Engine Cylinder Count: 4
- Engine Valve Count: 4
- Country of Origin: United States Hyundai Trucks
Details
- Option Group 01
- Sage Gray
- Carpeted Floor Mats
- Mudguards
- Envelop Cargo Net
- First Aid Kit
- Apple CarPlay & Android Auto smart device wireless mirroring
- Lane Following Assist (LFA) hands-on cruise control
- Forward Collision-Avoidance Assist (FCA) w/Pedestrian Detection
- Brake assist system
- Cruise control with steering wheel mounted controls
- Heated driver and front passenger seats
- Forward Collision-Avoidance Assist (FCA) w/Pedestrian
- Cyclist & Junction-Turning Detection
- Driver Attention Warning (DAW)
- Smart key with hands-free access and push button start
- Lane Keeping Assist (LKA)
- Blind-Spot Collision-Avoidance Assist (BCA) active blind spot system
- Rear Cross-Traffic Collision-Avoidance Assist (RCCA)
- Keyfob keyless entry
- High Beam Assist (HBA) auto high-beam headlights
- Hill Assist Control (HAC)
- Blue Link Connected Car Service (3-year complimentary subscription) vehicle tracker with vehicle slowdown
- External memory control
- Rear mounted camera
- Keyfob remote start
- Bluetooth handsfree wireless device connectivity
- Electronic stability control system
- Blue Link Connected Car Service (3-year complimentary subscription) selective service internet access
- Manual climate control
- Driver seat power reclining
- lumbar support
- cushion tilt
- fore/aft control and height adjustable control
- Bluetooth wireless audio streaming
- LED daytime running lights
- Primary monitor touchscreen
- Standard grade speakers
- Smartstream 2.5L I-4 port/direct injection
- DOHC
- CVVT variable valve control
- regular unleaded
- engine with 191HP
- Smartstream 2.5L I-4 DOHC
- Restricted driving mode/alerts
- Front windshield solar coating
- Smart device remote start
- Push-button
- Automatic brake hold
- Safe Exit Warning (SEW) external exit warning system
- Immobilizer
- Blue Link Connected Car Service (3-year complimentary subscription) vehicle integrated emergency SOS system
- Trailer sway control
- Pickup bed rail system
- Downhill Brake Control (DBC)
- Rear Occupant Alert (ROA) rear seat check warning
- LED brake lights
- Auto-leveling rear suspension
- Easy lift tailgate
- Easy lower tailgate
- Manual rear child safety door locks
- Bluelink Connected Car mobile app access
- Heated driver and passenger side door mirrors
- Drive Mode Select driver selectable steering effort
- 4-Cyl; GDI; 2.5 Liter
- Automatic; 8-Spd w/Shiftronic
- FWD
- Blind-Spot Collision Avoidance
- Hill Start Assist Control
- Traction Control
- Electronic Stability Control
- ABS (4-Wheel)
- Alarm System
- Keyless Entry
- Keyless Start
- Air Conditioning
- Power Windows
- Power Door Locks
- Cruise Control
- Power Tailgate Release
- Power Steering
- Tilt & Telescoping Wheel
- AM/FM/HD Radio
- SiriusXM Satellite
- Bluetooth Wireless
- Blue Link Communication System
- Backup Camera
- Dual Air Bags
- Side Air Bags
- F&R Head Curtain Air Bags
- Lane Keeping Assist
- Heated Seats
- Power Seat
- Daytime Running Lights
- Alloy Wheels
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- A/C
- Security System
- AM/FM Stereo
- ABS
- 4-Wheel Disc Brakes
- Rear Defrost
- Child Safety Locks
- Front Wheel Drive
- 4 Cylinder Engine
- Gasoline Fuel
- Heated Mirrors
- Power Mirror(s)
- Power Driver Seat
- Pass-Through Rear Seat
- Cloth Seats
- Bucket Seats
- Adjustable Steering Wheel
- Tires - Front All-Season
- Tires - Rear All-Season
- Temporary Spare Tire
- Aluminum Wheels
- Intermittent Wipers
- A/T
- Satellite Radio
- MP3 Capability
- Heated Front Seat(s)
- Privacy Glass
- Variable Speed Intermittent Wipers
- Steering Wheel Audio Controls
- Automatic Headlights
- Integrated Turn Signal Mirrors
- Driver Vanity Mirror
- Passenger Vanity Mirror
- Driver Illuminated Vanity Mirror
- Passenger Illuminated Visor Mirror
- Driver Adjustable Lumbar
- Rear Spoiler
- Transmission w/Dual Shift Mode
- Tire Pressure Monitor
- Trip Computer
- Bluetooth Connection
- Telematics
- 8-Speed A/T
- Remote Engine Start
- Back-Up Camera
- Stability Control
- Brake Assist
- Auxiliary Audio Input
- HD Radio
- Rear Bench Seat
- Passenger Air Bag Sensor
- Blind Spot Monitor
- Lane Departure Warning
- Cross-Traffic Alert
- Smart Device Integration
- Driver Restriction Features
- Front Collision Mitigation
- Automatic Highbeams
- Requires Subscription
- Cruise Control Steering Assist
- Driver Monitoring
- Rear Collision Mitigation
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Disclaimer:
Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (502) 894-3425 or by visiting us at the dealership.
**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.